Business Insurance — Agent IQ
You Built Something Worth Protecting.
We help Florida small business owners get the right coverage — from employee benefits to liability — without the runaround. One agency, every line, real advisors.
Complete Business Protection, One Place
From your employees to your vehicles to your key people — we handle every line of business insurance so you never have to start over with someone new.
Employee Benefits
Attract and retain great people with a competitive benefits package — health, dental, vision, life, and disability.
- Group health insurance
- Dental and vision plans
- Group life insurance
- Short and long-term disability
- Voluntary benefits
Group Health Insurance
Employer-sponsored health coverage for your team. We compare group plans from top carriers to find the best fit for your business and budget.
- HMO, PPO, and HDHP options
- Employer contribution flexibility
- Pre-tax premium payments
- Covers employees and dependents
- Multiple plan tiers available
Key Person Insurance
What happens to your business if you or a key employee can't work? Key person coverage protects the business from that financial loss.
- Covers loss of key employees
- Funds business continuity
- Pays off business debts
- Funds buy-sell agreements
- Term and permanent options
Buy-Sell Agreement Funding
Life insurance-funded buy-sell agreements ensure a smooth ownership transition if a partner dies, becomes disabled, or exits the business.
- Entity purchase agreements
- Cross-purchase agreements
- Disability buyout coverage
- Protects all business partners
- Prevents forced liquidation
Commercial Auto
Personal auto policies don't cover vehicles used for business. Commercial auto fills that critical gap.
- Business-use vehicle coverage
- Hired and non-owned auto
- Fleet coverage available
- Liability and physical damage
- Required for most business vehicles
General Liability & More
Protect your business from third-party claims of bodily injury, property damage, and more.
- General liability insurance
- Workers compensation
- Professional liability (E&O)
- Business owners policy (BOP)
- Umbrella coverage
We Understand Small Business.
Most insurance agencies focus on large corporations. We specialize in small businesses — the ones where the owner is also the HR department, the accountant, and the janitor. We make business insurance simple, affordable, and actually useful.
- We specialize in small businesses — not just large corporations
- We compare group health plans from multiple carriers, not just one
- We explain the tax advantages of employer-sponsored benefits
- We help you build a benefits package that fits your budget
- We review your coverage every year as your business grows
- One agency handles all your business insurance lines
Employee Benefits: Your Best Recruiting Tool
In today's job market, a competitive benefits package isn't a luxury — it's a necessity. We help small businesses offer the kind of benefits that attract and keep great employees, without breaking the bank.
Let's Protect Your Business.
A free 20-minute review can identify gaps in your coverage and opportunities to save. No pressure, no obligation.