Auto, Home & Property Insurance — Agent IQ
Protect What You've Worked Hard to Build.
From your car to your home to your boat — we compare coverage from 50+ carriers to make sure you're protected at a price that makes sense. Especially important in Florida.
Everything We Cover Under One Roof
We handle all personal and commercial property and casualty lines — so you never have to start over with a new agency.
Auto Insurance
Florida requires minimum auto coverage, but minimum isn't always enough. We help you find the right balance of protection and price.
- Liability, collision, and comprehensive
- Uninsured/underinsured motorist
- Personal injury protection (PIP)
- Roadside assistance options
- Multi-vehicle discounts available
Homeowners Insurance
Protect your home, your belongings, and your liability — especially important in Florida's storm-prone environment.
- Dwelling and structure coverage
- Personal property protection
- Liability coverage
- Additional living expenses
- Hurricane and wind coverage options
Flood Insurance
Standard homeowners policies don't cover flooding. In Florida, flood insurance isn't optional — it's essential.
- NFIP and private flood options
- Building and contents coverage
- Required in many flood zones
- Private options often cheaper than NFIP
- We compare both for you
Renters Insurance
Your landlord's insurance doesn't cover your stuff. Renters insurance is surprisingly affordable and often overlooked.
- Personal property coverage
- Liability protection
- Additional living expenses
- Often under $20/month
- Easy to add to auto for a bundle discount
Specialty Vehicles
Motorcycles, RVs, golf carts, boats — if it moves, we can probably insure it.
- Motorcycle insurance
- RV and motorhome coverage
- Golf cart insurance
- Boat and watercraft
- Seasonal coverage options
Commercial Auto
Personal auto policies don't cover vehicles used for business. Commercial auto fills that gap.
- Covers business-use vehicles
- Hired and non-owned auto
- Fleet coverage available
- Liability and physical damage
- Required for most business vehicles
What Every Florida Homeowner Should Know
Florida's insurance market is unique. Here are a few things that catch people off guard.
Hurricane Deductibles
Florida policies often have separate hurricane deductibles — usually a percentage of your home's insured value, not a flat dollar amount.
Flood Is Separate
Flooding from storms is not covered by standard homeowners insurance. If you're in a flood zone, you need a separate flood policy.
Citizens Insurance
Florida's insurer of last resort. We help you understand when Citizens makes sense and when a private carrier is a better option.
Bundling Discounts
Combining auto and home with the same carrier often unlocks significant discounts. We compare bundled and separate options.
Are You Paying Too Much for Home or Auto?
Most Florida homeowners haven't compared rates in years. Let us take a look — it's free.